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Cancellation Information – Perkins - continued

Provider of early intervention services
If your Federal Perkins or National Direct loan was made after July 23, 1992, you may be eligible for up to 100% of your loan funds cancelled for service as a full-time qualified professional provider of early intervention services in a public or other nonprofit program under public supervision by the lead agency as authorized in section 632(4) of the Individuals with Disabilities Education Act. The services you provide must be designed to meet a handicapped infant's or toddler's * developmental need in one or more of the following areas:

  • physical development
  • cognitive development
  • language and speech development
  • psycho-social development
  • self-help skills

If your Federal Perkins, National Direct or National Defense loan was made prior to July 23, 1992, you are also eligible for this same type cancellation for teaching service performed on or after October 7, 1998. The cancellation rate is 15% of the original principal loan amount plus interest for the first and second year of service, 20% for the third and fourth year, and 30% for the fifth year of eligible service.

To receive cancellation benefits as a provider of early intervention services, you must be employed full time for 12 consecutive months. Also, when applying for this type of cancellation, you may need to provide additional information. Click here to download an Official Certification Letter for Cancellation Benefits. This form should be completed by your employer and accompany your properly completed Request for Cancellation.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

* Infants or toddlers include children from birth to age 2.

Provider or supervisor of services to high-risk children
Borrowers of Federal Perkins or National Direct loan funds made after July 23, 1992 may be eligible for up to 100% of their loan funds cancelled for service as a full-time employee in a public or other nonprofit child or family service agency who is providing, or supervising the provision of services to both high risk children * who are from low-income communities and the families of such children.

To receive cancellation for this type of service, you must be employed at a child or family services agency and provide services only to high-risk children from low-income communities. You may also be providing services to adults, but these adults must be members of the families of the children for whom services are being provided. The services provided to these adults must be secondary to the services provided to the high-risk children. The Department of Education has determined that elementary or secondary schools, or hospitals are not eligible employing agencies.

Borrowers of Federal Perkins, National Direct or National Defense loan funds made prior to July 23, 1992 are also eligible for this same type cancellation for teaching service performed on or after October 7, 1998. The cancellation rate is 15% of the original principal loan amount plus interest for the first and second year of service, 20% for the third and fourth year, and 30% for the fifth year of eligible service.

To receive this type of cancellation benefit, you must be employed full time for 12 consecutive months. Also, when applying for this type of cancellation, you may need to provide additional information. Click here to download an Official Certification Letter for Cancellation Benefits. This form should be completed by your employer and accompany your properly completed Request for Cancellation.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

* High risk children are individuals under the age of 21 who are low-income or at risk of abuse, neglect, have been abused or neglected, have serious emotional, mental or behavioral disturbances, reside in placements outside their homes, or are involved in the juvenile justice system.

Law enforcement/corrections officer/public defender
If your Federal Perkins or National Direct loan was made on or after November 29, 1990, you may be eligible to have up to 100% of your loan cancelled for full-time service as a law enforcement officer or corrections officer for an eligible employing agency.

If your Federal Perkins, National Direct or National Defense loan was made prior to November 29, 1990, you are also eligible for this same type cancellation for service on or after October 7, 1998. The cancellation rate is 15% of the original principal loan amount plus interest for the first and second year of service, 20% for the third and fourth year, and 30% for the fifth year of eligible service.

A local, state, or federal agency is an eligible employing agency if it is publicly funded and its activities pertain to crime prevention, control, reduction or to the enforcement of the criminal law. Such activities include, but are not limited to, police efforts to prevent, control or reduce crime or to apprehend criminals; activities of courts and related agencies having criminal jurisdiction; activities of corrections, probation, or parole authorities; and problems relating to the prevention, control, or reduction of juvenile delinquency or narcotic addiction.

Agencies that are primarily responsible for enforcement of civil, regulatory, or administrative laws are ineligible. If your primary responsibilities are supportive, such as typing, filing, accounting, office procedures, purchasing stock control, food service, transportation, or building, equipment, or grounds and maintenance, you are ineligible for this type of cancellation.

Your position must be considered essential to the agency's primary mission and you must be a full-time employee of an eligible agency, and a sworn law enforcement or corrections officer. You may also be eligible for this type of cancellation if your principal responsibilities are unique to the criminal justice system as well as essential in the performance of the agency's mission. Prosecuting attorneys whose primary responsibilities are to prosecute criminal cases on behalf of public law enforcement agencies are eligible for cancellation benefits.

Federal Perkins, National Direct, or National Defense loan borrowers may be eligible to have up to 100% of their loan funds cancelled for service as a full-time attorney employed as a public defender in a Federal public defender organization or community defender organizations established in accordance with federal regulations. To determine if your organization meets the appropriate requirements, click here. Next, click on Federal Public and Community Defender Directory. Loan cancellation may be granted for eligible service that includes August 14, 2008, or begins after that date.

To receive this type of cancellation benefit, you must be employed full time for 12 consecutive months. Also, when applying for this type of cancellation, you may need to provide additional information. Click here to download an Official Certification Letter for Cancellation Benefits. This form should be completed by your employer and accompany your properly completed Request for Cancellation.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

Head Start
Federal Perkins or National Direct loan borrowers may be eligible for up to 100% of their loan funds cancelled if they are employed as a full-time staff member in the educational part of a Head Start program. Borrowers of National Defense loans are also eligible to cancel 100% of their loan funds for this service if the service was performed on or after October 7, 1998.

"Head Start" is a preschool program carried out under the Head Start Act (Subchapter B, Chapter 8 of Title VI of Pub. L. 97-35, the Budget Reconciliation Act of 1981, as amended; formerly authorized under section 222(a)(1) of the Economic Opportunity Act of 1964). (42 U.S.C. 2809(a)(1)).

The cancellation rate is 15% of the original principal loan amount plus interest on the unpaid balance for each year of qualifying service. A "full-time staff member" is defined as a person regularly employed in a full-time capacity to carry out the educational part of a Head Start program. When applying for this type of cancellation, you may need to provide additional information. Click here to download an Official Certification Letter for Cancellation Benefits. This form should be completed by your employer and accompany your properly completed Request for Cancellation.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

Peace Corps or ACTION
If you are a Federal Perkins loan borrower, you may be eligible for up to 70% of your loan funds cancelled for service as a volunteer under the Peace Corps Act or the Domestic Volunteer Service Act of 1973 (ACTION programs). Borrowers of National Direct and National Defense loans are also eligible to cancel 70% of their loan amount if the service was performed on or after October 7, 1998.

The cancellation rate is 15% of the original principal loan amount plus interest for the first and second year of qualifying service, and 20% for the third and fourth year. The period of service in all cases must equal a 12-month period. (Your form must be certified by an authorized official of the Peace Corps or Americorps*VISTA program.)

Americorps volunteers do not qualify for this loan cancellation unless their volunteer service is with Americorps*VISTA. As an Americorps*VISTA volunteer, you may only qualify for this cancellation type if you do not elect to receive a national service education award for your volunteer service. In this case, you must provide appropriate documentation showing that you declined the Americorps national service education award.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

Military
Borrowers with a Defense loan made after April 13, 1970 for service starting after June 30, 1970 may be eligible to cancel up to 50% of these funds for full-time service in the US Army, Navy, Air Force, Marine Corps, or Coast Guard. The cancellation rate is 12% for each year of qualifying service. Service for less than a complete year does not qualify for military cancellation.

Federal Perkins and Direct borrowers may be eligible to cancel up to 50% of their loan for service performed in an area of hostilities that qualifies for special pay under section 310 of title 37 of the United States Code. The cancellation rate is 12 ½ % for each year of qualifying service that ended before August 14, 2008. Borrowers whose service includes August 14, 2008 or begins after that date may qualify to have up to 100% of their loan cancelled for this same service. The cancellation rate in this case is 15% of the original principal loan amount for the first and second year of service, 20% for the third and fourth year, and 30% for the fifth year of eligible service.

Service for less than a complete year does not qualify for military cancellation. Eligible branches of service include the US Army, Navy, Air Force, Marine Corps, or Coast Guard. For an up-to-date list of areas that qualify for special pay because of duty subject to hostile fire or imminent danger (areas of hostilities), visit: http://www.defenselink.mil/comptroller/fmr/07a/07aarch/07A10m.pdf.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

Faculty member at a Tribal college or university
Regardless of when you received your loan funds, you may be eligible to have up to 100% of your National Defense/National Direct/Federal Perkins loans canceled if you are employed as a full-time faculty member at a Tribal college or university. A full-time faculty member is defined as an educator or tenured individual who is employed by a Tribal college or university to teach, research, or perform administrative functions. The Department of Education provides a list of eligible Tribal colleges and universities. To determine if your school qualifies, click here.

Cancellation may be granted for eligible service that includes August 14, 2008, or begins after that date. To receive cancellation benefits as a faculty member at a Tribal college or university, you must be employed full time for 12 consecutive months.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

Pre-kindergarten/child care program
If you received Federal Perkins, National Direct, or National Defense loan funds, you may be eligible for up to 100% of your loan funds cancelled for service as a full-time staff member of a pre-kindergarten or childcare program that is licensed or regulated by the State.

Loan cancellation may be granted for eligible service that includes August 14, 2008, or begins after that date. To receive cancellation benefits as a full-time staff member of a pre-kindergarten or childcare program, you must be employed full time for 12 consecutive months. Also, when applying for this type of cancellation, you may need to provide additional information. Click here to download an Official Certification Letter for Cancellation Benefits. This form should be completed by your employer and accompany your properly completed Request for Cancellation.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

Teaching in a low-income educational service agency
Regardless of when you received your loan funds, you may eligible to have up to 100% of their National Defense/National Direct/Federal Perkins loans canceled if you are a teacher in a designated low-income elementary or secondary school and are employed by an educational service agency. An educational service agency is a regional public multi-service agency authorized by State law to develop, manage, and provide services or programs to local educational agencies. The educational service agency must also be included in the directory of low-income schools. To determine if your educational service agency is listed, click here.

Cancellation may be granted for eligible service that includes August 14, 2008, or begins after that date. To receive cancellation benefits as a teacher in a low-income educational service agency, you must be employed full time for 12 consecutive months.

To apply for this cancellation type, you must complete a cancellation request form and submit this form to the school where you received the loan(s) or to its billing agent, Campus Partners. If submitting a form directly to Campus Partners, complete this form instead.

How to apply for Perkins Loan cancellation
To apply for a cancellation, download the required form(s) listed under Cancellation Types and Eligibility Requirements . Complete the form in detail and be sure to include any required authorization or documentation. Send the form to Campus Partners for processing. We will process your request promptly. You will receive notification explaining whether your cancellation request was applied, rejected, or returned to you for additional information.

Contact information
Please mail your forms and other required information to:

Campus Partners
P.O. Box 2901
Winston-Salem, NC 27102

You may fax your forms to:
(336) 607-2093

If you have any questions regarding loan deferment or cancellation, please call us at (800) 334-8609.

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